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Chapter 13 Bankruptcy, Hickory, NC

Find out if Chapter 13 bankruptcy is right for you by consulting with our law firm in Hickory.

Chapter 13 Bankruptcy in Hickory, North Carolina
Life happens, and when you find yourself overwhelmed by debt, it is hard to know how to move forward. Here at the Law Office of Melissa Stewart, formerly Groff Law Firm, we are here to provide the trusted legal advice you need if you have thought about declaring bankruptcy, and we only want what’s best for you and your long-term legal and financial situation.

When you turn to us, we will help you determine if Chapter 13 bankruptcy or Chapter 7 bankruptcy is the best fit for your situation. Chapter 13 bankruptcy differs from Chapter 7 because the court establishes a repayment plan you have to follow for a period of three to five years. At the conclusion of this time period, any remaining obligations you have to your debtors are relinquished and you have the financial freedom to start again debt-free.

Please know that while Chapter 13 bankruptcy does have a positive outcome, it is not without consequence. Before moving forward with the bankruptcy process, we will make sure you understand both the good and the bad of declaring bankruptcy and how your unique situation will be impacted by this significant legal action.

You matter, and at the Law Office of Melissa Stewart, we offer the respect, integrity, and passion you are looking for in the law firm you choose in Hickory, North Carolina. Please reach out to our office today to schedule your consultation and to find out if you are a good candidate for Chapter 13 bankruptcy.